PhonePe Se Loan kaise Le 2024

PhonePe Se Loan kaise Le 2024: 10 Minute Loan App – Get 50,000 Rs Loan Without Salary Slips : PhonePe Personal Loan Apply 2024: Learn how to get a loan of up to ₹5 lakh from PhonePe in 2024. Check eligibility, interest rates, and application process for PhonePe Personal Loan.

PhonePe Personal Loan Apply 2024:

In 2024, getting a personal loan has become easier than ever with PhonePe App. With the rising need for financial assistance, Phone Pe now offers personal loans of up to Rs.5 lakh, and you can apply for them from the comfort of your home. Here’s everything you need to know about getting a loan from Phone Pe.

PhonePe Personal Loan Eligibility

  1. The Candidate must be an Indian citizen.
  2. Age should be 21 years or above.
  3. Aadhaar card and mobile number must be linked, and KYC must be completed.
  4. The bank account should be linked with Phone Pe.
  5. Monthly income should be up to Rs.25,000.
  6. Good CIBIL score is required.

PhonePe Personal Loan Interest Rates

To avail of a personal loan from PhonePe, here are some important points you need to note:

  • Interest Rate :- Up to 15.96%.
  • Processing Fee :- 2% to 8%.
  • Loan Tenure :- Three months to five years.

Documents Required to PhonePe Personal Loan Apply

  • Aadhaar card
  • PAN card
  • Bank account details
  • Bank statement
  • Payslip
  • Aadhaar Card linked mobile number
  • Selfie photo

How to Get a Personal Loan on PhonePe Application?

  • PhonePe approves loans through a third-party app. Here’s how you can apply for a loan:
  • Register in the PhonePe business app.
  • Download the partnership app from the Google Play Store.
  • Apply for a loan of up to Rs.5 lakh from the business loan app.

How to Apply Online?

  • Open the PhonePe app on your mobile phone.
  • Link your bank account if not already linked.
  • Under the “Recharge and Bill” menu, click on “Loan”.
  • Select the third-party company from which you want to get a loan.
  • Download the selected company’s app.
  • Register and login with your PhonePe number.
  • Fill the loan application form with the required information.
  • Select the loan amount and type.
  • Enter your bank details and required documents.
  • Submit your application.
  • Once approved, the loan amount will be transferred directly to your bank account within minutes.

Important Link

PhonePe appView

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