Paytm Personal Loan Apply 2025

Paytm Personal Loan Apply Online: Every person needs money to fulfill their financial needs. In such a situation, they either take a personal loan from someone or take a loan from a bank or NBFC. One such well-known NBFC company, which we know as Paytm, can easily take a loan and fulfill your needs. Let’s know detailed information about it.

Paytm Personal Loan 2025 Apply Online

Paytm is a mobile app which means Pay by Mobile and through this app any user can easily take a loan who fulfills the criteria of this app. To take a loan from this app, there are some pre-determined eligibility criteria, only after completing which Paytm gives the loan to the user.

How to take a loan from Paytm?

To know how much loan you can get from Paytm, you have to know what your eligibility is, before giving Paytm loan, look at all those things, how much you earn and how you earn. For this you can know about Paytm eligibility criteria.

What is Paytm’s eligibility for loans?

To take a loan from Paytm, the following eligibility criteria are required.

  • It is necessary to be an active user of Paytm.
  • A good number of daily transactions are taking place on Paytm Business.
  • Users must have good credit and not default on any loans.
  • The applicant must be at least 18 years of age.
  • All these qualifications are required for Paytm loans.

How much loan can I get from Paytm?

Paytm has a different policy for loan disbursement. There is a question in the minds of those who take loans from Paytm that how much loan will they get? Initially, Paytm used to give a maximum loan of Rs 2 lakh but now this Paytm company gives loans from Rs 10 thousand to Rs 3 lakh. However, if you take a business loan from Paytm, then this amount can be more.

Documents required to take a loan from Paytm

These are all the important documents required to take a loan from Paytm

Aadhar Card – It is important for the applicant to know whether his/her account created in Paytm is fully KYC verified or not. If yes then it is not necessary otherwise the applicant will have to verify his/her Paytm account KYC using Aadhar card.

PAN Card – Apart from this, it is also important for the applicant that he should have a PAN card and should not have any outstanding loans and should not have defaulted on any loan.

Bank Account – Apart from this, the applicant should have his/her own bank account. Money is sent to you in this bank account.

How to apply for a loan from Paytm?

How to get a loan from Paytm. For this, the applicant has to follow this process.

  • For this, first of all you have to install the Paytm app on your mobile. In it, you have to login with the same ID in which your full KYC has been verified and transactions are done in it every day.
  • After this, you have to come forward by clicking on the personal loan option and enter your PAN card in it. After this, based on your PAN card and transactions, you will get a loan offer if you are eligible for it.
  • If you are eligible, you receive loan offers and you can apply to any of them.
  • If your application is found to be correct, you will receive the loan amount and the amount will be sent to your bank account.

How much interest does Paytm charge on loans?

To know what interest Paytm charges, you have to tell how much personal loan you are taking and for how long. When you apply for a loan, it also tells you the interest rate on the loan. With this loan app, you are given information about the interest rate which is between 8% to 16%.

Important Links

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