Get Personal Loan Through Aadhaar Card At HDFC Bank

Are You Looking Get Personal Loan through Aadhaar Card at HDFC Bank . do youGet Personal Loan through Aadhaar Card at HDFC BankWant to take advantage of it? So here in this post for youGet Personal Loan through Aadhaar Card at HDFC Bank Please read till the end if all the information about it has been mentioned.

Get Personal Loan through Aadhaar Card at HDFC Bank:To take HDFC Bank Se Personal Loan i.e. to apply HDFC Bank Personal Loan you have to prepare your Aadhaar Card, PAN Card, Bank Passbook, Bank Statement of last 3 months and other details in advance for Video E KYC and at the same time, at the end of the article, We offer youQuick links will provide so that you can easily get similar articles and reap its benefits.

Get Personal Loan HDFC Bank

If you are a customer of HDFC Bank, youEducation , can easily get a personal loan for medical, marriage, travel, home loan or any other type of purchase. You can also use a personal loan to meet your daily expenses. HDFC Bank makes personal loans available to its customers in just 10 seconds.

Apart from this, it may take up to 4 hours for outsiders to take the same loan. If you are an individual customer of HDFC Bank, you can apply for a loan online through Net Banking, ATM or Loan Assistant app by visiting the bank’s official website. Apart from this, you can also start the loan process by visiting the nearest branch of HDFD.

The borrower can choose the repayment period as per his requirement to repay the loan. After which the borrower has to pay the loan amount as monthly installments. The installment amount is determined according to the loan taken, interest and repayment period.

Table of Get Personal Loan through Aadhaar Card at HDFC Bank

Bank NameHDFC Bank
Article namePersonal Loan through Aadhaar Card in HDFC Bank
Type of articleLatest updates
Who can apply?Every account holder of HDFC Bank can apply
Application modeOnline
Name of the appHDFC Bank Mobile Banking App
Detailed informationPlease read the article in its entirety.

Benefits of Personal Loan through Aadhaar Card in HDFC Bank

  • You can easily take personal loan without any problem, also you can apply for personal loan by visiting the official website of the bank, through ATM, internet banking, loan assist application, online or direct bank.
  • Existing HDFC Bank customers can get a personal loan in just 10 seconds and other outsiders also take less than 4 hours to get a personal loan.
  • You can use the amount from personal loan for any of your work. But home loan and car loan can be availed only for special reasons.
  • You can also use a personal loan for medical emergencies, building construction, vocational courses or travel.
  • You don’t need to put up any security deposit, nor do you need to pledge anything to get a personal loan.
  • Getting a personal loan requires limited documents, and the loan process also takes less time.
  • Personal loan repayment terms are also very simple and easy. In this, you can choose the installment payment period as per your convenience. HDFC Bank offers you a repayment term of 12 to 60 months with an EMI as low as Rs.2149/Lakh only.
  • If you want to use the personal loan taken to build or buy a house or spend on higher education, you also get a discount on the interest amount.

What is EMI, and how to reduce it

EMI in simple language is the monthly installment, which is a part of any loan. When you take any type of loan, you have to repay the loan in the form of installments at a fixed time interval.

It is very important to calculate the EMI and keep it as short as possible. youto EMI can be understood by three factors, which are as follows: –

  • Loan amount
  • Interest rate
  • duration

When you avail HDFC Bank Personal Loan the EMI Loan Calculator is calculated by an online calculator so that you get the most suitable EMI as per your requirement. You can increase or decrease the loan amount and tenure as per your needs till you get the right EMI. On the first EMI of the loan, the interest rate is higher and the principal amount is lower, which changes later. HDFC Bank 12 to 60 months tenure Rs. Offers loans up to 40 lakhs, with an EMI of just Rs. 2149/ lakh is.

Documents of the employed person are required

for identification

  • Passport
  • aadhar card
  • Voter Identity Card
  • Permission to drive


  • Ration card
  • Passport
  • Telephone
  • Rental Agreement /Electricity bill.
  • 6 months old account statement or last 3 months bank statement.
  • Salary Slip or Salary Certificate.
  • Form 16

Documents of a self-employed person are required

  • PAN card
  • For proof of identity:- Aadhaar Card, Passport, Driving License, PAN Card, Voter Identity Card.
  • For Address:- Aadhaar Card, Driving License, Passport, Voter ID-Card.
  • 6 months old account statement |
  • Latest ITR (Income Tax Return) with Income Computation,
  • Record of last 2 years profit-loss/balance sheet if business.
  • Proof of running a business.
  • Apart from these documents, some other necessary documents are also required, such as: – Memorandum and Articles of Association, Sole Proprietorship Declaration or Partnership Agreement and Board Resolution etc.

Application Process of Personal Loan through Aadhaar Card in HDFC Bank

  • First of all, you have to choose the loan amount. You can also take a personal loan for holidays. In which you can take a loan ranging from one lakh to ten lakh rupees.
  • You can check your eligibility for a personal loan using the eligibility calculator. How much loan can you take? HDFC Bank offers personal loans up to Rs 40 lakh.
  • You can find your personal loan EMI using our EMI calculator. In this, you get a personal loan at a minimum EMI of Rs 2149 per lakh.
  • By visiting the official website of HDFC Bank, you can apply through ATM, Net Banking, and you can also apply by visiting the nearest branch.
  • By going to the bank, you can apply by providing documents such as: – Proof of address, relevant proof of income, and ID proof.

HDFC Bank Personal Loan Interest Rate Through Aadhaar Card

HDFC Bank offers people Rs. 50,000 to Rs. Offers personal loans up to 40 lakhs. The interest rate of this loan ranges from 10.75% to 21.30% per annum. The borrower has to repay this loan for a period of 12 to 60 months. Apart from this, the amount of interest also depends on the credit score of the applicant, the income of the applicant and the conditions of the bank.

How to take Personal Loan through Aadhaar Card in HDFC Bank Step by Step Online Process?

Personal Loan through Aadhaar Card in HDFC Bank To get , all of youBank account holders of these steps have to comply, which are as follows –

  • How to take Son Al Loan at HDFC Bank Se So, first of all you have to yourSmartphone’s Google Play Store have to come on,
  • After coming here, you shouldin the search box HDFC Bank Mobile Banking App By writingSearch You have to click on the option.
  • After clicking, you will see the application which will look like this
  • Now you have toThe app has to be downloaded and installed,
  • After this, you shouldOpen the app will be andAll approvals After giving , hisdashboard will open in front of you, which will look like this –
  • Now here you areMore You won’t get an option, which you have to click on.
  • After clicking, a new page will open in front of you, which will look like this-
  • Now here you areNo loan section Find, in which youPersonal Loan You will get an option, on which you have to click,
  • After clicking, a new page will open in front of you, which will look like this-
  • Now here you have to choose the type of personal loan that you want to takeand click on Apply Now option do
  • After clicking, itsApplication Form will open in front of you, which will look like this –
  • Now youStep by Step Application Form to be filled,
  • After this youOF KYC Have to do and
  • Finally, you shouldsubmit Have to click on the option after which loan amount your bankin the account which will be deposited for receipt to youwill get which youProtected by printing To be kept etc.

Important Link

Official WebsiteView

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