Top 5 Ways to Earn Money Using Google Pay: In today’s digital age, UPI-based apps have become a major source not only for making payments but also for earning rewards. One of the most popular apps in this space is Google Pay. Apart from quick and secure transactions, Google Pay offers multiple opportunities to earn real cash and rewards directly into your bank account.
If you’re wondering Top 5 Ways to Earn Money Using Google Pay, this guide will help you explore all the working methods for 2025.
1. Refer & Earn Program – Invite Friends and Earn Money
Google Pay’s Refer and Earn program is one of the easiest and most rewarding features. When you refer someone to install and use Google Pay, both you and your friend can earn a reward.
How it works:
- Open Google Pay > Tap on “Invite”.
- Share your referral link with friends and family.
- When they sign up and make their first payment of ₹50 or more, you both get a reward (₹51 to ₹201 or more).
- Some campaigns allow you to earn up to ₹9000 per month through referrals.
2. Scratch Card Offers – Earn Cash by Making Payments
Every time you complete a UPI transaction on Google Pay, especially with specific merchants or for bill payments, you get a scratch card.
Key Details:
- Scratch cards can contain rewards ranging from ₹5 to ₹1000.
- Rewards go directly to your linked bank account.
- Google also runs weekly or monthly offers like “Lucky Sundays”, where users can win up to ₹1,00,000.
Examples of scratch card-eligible transactions:
- Mobile recharge
- Electricity or water bill payment
- Online shopping or movie ticket booking
Note: Some scratch cards are “Better Luck Next Time,” so not all guarantee a reward.
3. Earn Through Merchant Offers & Cashback
Google Pay partners with many online and offline brands that offer exclusive cashback when payments are made through the app.
Top Merchant Offers:
- PVR Cinemas – Cashback between ₹75 and ₹200.
- BookMyShow – Movie ticket cashback.
- Uber / Ola – Travel cashback offers.
- Mobile Recharge / DTH / Bill Payments – Get cashback up to ₹500 or more.
To view active offers:
- Open Google Pay > Tap on “Offers” section to explore latest cashback deals.
4. Accept Payments as a Merchant (For Shop Owners & Freelancers)
If you run a small business, shop, or even offer freelance services, you can use Google Pay as a free payment gateway.
Merchant Benefits:
- Accept unlimited UPI payments directly to your account.
- No transaction fees up to ₹50,000/month.
- Generate QR code for your shop or services.
To register:
- Open Google Pay > Go to “Business” section > Complete KYC to start receiving payments.
5. Earn with Google Pay Rewards & Promotions
Google Pay regularly runs promotions like “Festive Bonanza,” “Bill Payment Week,” etc., where you can:
- Win special gift cards
- Earn extra cashback for completing a certain number of transactions
- Participate in games, puzzles, or quizzes to earn rewards
These are time-bound events, so keep checking the “Rewards” tab for updates.
| Google Pay | View |
Final Thoughts
Earning money from Google Pay is not only real but also easy. Whether you’re referring friends, making regular payments, or using merchant offers — all these activities can lead to instant cash rewards directly in your bank account.
If you’re already using Google Pay, start using it more smartly to earn from it. And if you haven’t started yet, download it today and begin your journey to earn passive income from your smartphone.