Sukanya Samriddhi Yojana 2025 Gujarat: To secure and brighten the future of daughters, the Government of India has launched several beneficial schemes. One of the most popular and rewarding schemes is Sukanya Samriddhi Yojana (SSY) 2025. This scheme has become a blessing for parents in Gujarat who want to save systematically for their daughters’ future.
Sukanya Samriddhi Yojana 2025 Gujarat
| Details | Information |
|---|---|
| Age to open account | From birth to 10 years |
| Minimum deposit | ₹250 per month |
| Maximum deposit | ₹1.5 lakh per year |
| Interest rate | Around 8.5%* (subject to government revision) |
| Withdrawal limit | Partial withdrawal at 18 years, full maturity at 21 years |
| Tax benefits | Eligible for exemption under Section 80C |
What is Sukanya Samriddhi Yojana 2025 Gujarat?
Sukanya Samriddhi Yojana (SSY) is a special savings scheme launched in 2015 under the Beti Bachao, Beti Padhao campaign. Parents can start an account with just ₹250 for their daughter and invest up to ₹1.5 lakh annually. The scheme ensures a safe and secure financial backup for the girl child’s education, marriage, and future.
Sukanya Samriddhi Yojana 2025 Benefits
- If parents invest regularly from the birth of their daughter, they can accumulate up to ₹74 lakh by the time she turns 21 years old.
- Long-term financial security for the girl child.
- Helpful during higher education or marriage.
- Small investments can grow into a large corpus due to compound interest.
- A major step towards making daughters self-reliant.
Sukanya Samriddhi Yojana 2025 Interest Rate
- The scheme was launched on 22 January 2015.
- It is part of the government’s initiative to encourage savings for the welfare and education of girl children.
- For the financial year 2025–26 (Q1), the SSY interest rate is 8.2% per annum, compounded annually.
Eligibility for Sukanya Samriddhi Yojana 2025
- Girl child must be 0–10 years old at the time of account opening.
- Applicable only for Indian citizens.
- Not available for NRI daughters.
- A family can open accounts for maximum 2 daughters.
- If twins are born in the second birth, 3 accounts are allowed.
Documents Required
- Birth certificate of the daughter
- Aadhaar card of daughter and parents
- PAN card of parent/guardian
- Passport-size photographs
- Proof of residence
- Mobile number
Sukanya Samriddhi Yojana 2025 Calculator
The SSY Calculator helps parents estimate the maturity amount based on deposits, duration, and applicable interest rates. For example, with consistent investment, the maturity amount may reach ₹74 lakh.
How to Open Sukanya Samriddhi Yojana Account in Gujarat?
- Visit the nearest post office or authorized bank.
- Collect the SSY account opening form.
- Fill in details such as daughter’s name, date of birth, parents’ details, and address.
- Attach required documents.
- Submit the form and deposit the first installment.
- A passbook will be issued, and parents can continue making regular deposits.
| Info In Gujarati | View |
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