Pradhan Mantri Jan Dhan Yojana Gujarati: Pradhan Mantri Jan Dhan Yojana 2025 If you come from an economically backward class and have stayed away from banking services till now, then there is a golden opportunity for you. Through the Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana), the government provides you with an overdraft facility of up to ₹10,000.
Also, there is no minimum balance required to open your bank account to open a Jan Dhan account nor does one have to go through any complicated process.
In this article, we will understand what the Pradhan Mantri Jan Dhan Yojana is, how many benefits you can get from it, how to get assistance of up to ₹10,000, and what is its application process.
Pradhan Mantri Jan Dhan Yojana Gujarati
Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by Prime Minister Shri Narendra Modi on 28 August 2014.
The aim was to make banking services accessible to every citizen of the country, especially those living in rural and tribal areas and who do not yet have a bank account.
The government wants every family to have at least one bank account so that they can directly benefit from government schemes and become financially self-reliant.
Age to open Jan Dhan account
All adult citizens above the age of 18 can open an account under the Jan Dhan Yojana. The special thing is that an account can also be opened for children above the age of 10, it is called a minor account.
Documents to open Jan Dhan account
- Aadhar card
- Voter ID card
- Driving license
- MNREGA Job Card
- Passport size photos
- PAN card
- Mobile number
Benefits of Pradhan Mantri Jan Dhan Yojana
Pradhan Mantri Jan Dhan Yojana is not just about opening an account, but also has many important benefits associated with it:
- Zero Balance Account: No minimum balance requirement to open an account.
- Overdraft facility up to ₹10,000: Possibility of getting an overdraft after fulfilling the necessary qualifications in the account.
- Accidental insurance up to Rs. 2 lakh: Based on account only.
- Direct benefit of Ayushman Bharat and other schemes.
- Government subsidy is deposited directly into the account.
- Financial transactions made easy with RuPay Debit Card.
How to open Jan Dhan account?
- Go to your nearest nationalized bank branch like SBI, BOB, PNB, or any other government bank and mention “I want to open a Jan Dhan account”.
- Get the Jan Dhan Account Application Form provided by the bank and fill in your details and attach the required documents.
- After verifying your form and documents, the bank will open your Jan Dhan account. Once your account is approved, you will also get a RuPay ATM/Debit Card and a passbook.
Important Links
| Official Website | View |
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