how to apply yes bank personal loan: If you also have an account in Yes Bank, then let us tell you that Yes Bank is also providing personal loan facility to its customers like other banks, that too with very low interest rate. So if you also need money to fulfill your needs, then you can take a personal loan from this bank without any hesitation. You just have to fulfill some important conditions.
how to apply yes bank personal loan
Any person can take a personal loan from Yes Bank for their basic expenses. You can get a personal loan from Yes Bank for your personal expenses like wedding expenses, house construction, higher education, travel, children’s fees, etc. In this bank, you are given a loan for a period of 60 months for which you do not need to take any similar mortgage after taking a loan from Yes Bank. You can choose the repayment mode as per your convenience.
If you meet all the bank’s conditions, you can get a loan in just a few minutes. After applying for a loan, once your loan is approved, the loan amount is transferred to your account within a few minutes.
What are the benefits of Yes Bank personal loan?
By taking a personal loan from Yes Bank, you will get many benefits which are as follows:
- Yes Bank offers you personal loans with very attractive interest rates.
- The interest rate on personal loans available in Yes Bank starts at 10% per annum.
- You can take a personal loan from Yes Bank ranging from Rs 50,000 to Rs 50 lakh.
- The tenure of this personal loan is 60 months.
- You can pay your EMI without any stress.
- If you take a personal loan from this bank, you do not need to take any collateral for it.
- You don’t even need to submit documents when applying for a personal loan online because
- A bank representative will collect the documents from your home or office at your convenience.
Types of Yes Bank Personal Loans
Yes Bank personal loans are as follows:
Personal Loan for Home Renovation
covers all the expenses of home renovation, civil work, furnishing and redecorating.
Holiday Personal Loan
covers all holiday expenses including hotel charges, air travel charges and travel accessories.
Personal loan for wedding
covers all the expenses of the wedding including jewellery, clothes, decorations and catering.
What is the eligibility for a personal loan from Yes Bank?
- Applicant must be an Indian citizen.
- The applicant’s age should be between 21 years and 60 years.
- Both salaried and self-employed individuals can now apply for loans.
- The applicant’s monthly income should be at least 18000 to 25 thousand rupees per month.
- Applicants must have a credit score of 750 or higher.
- Bank account statements for the last six months
- Details of other monthly expenses, including any current EMIs
Documents required for Yes Bank personal loan
- Aadhar card
- Election card
- Passport
- Electricity bill
- Telephone bill
- Water bill
- Salary certificate for the last six months
- Employment certificate for self-employment
- Six months bank statement
- Bank account passbook
- Passport size photo
- Mobile number
How to apply for Yes Bank personal loan online?
If you meet all the eligibility conditions for taking a loan from Yes Bank and want to apply for a loan, then you can apply by following the below process.
- First of all, you have to go to the official website of Yes Bank.
- After this you have to click on the personal loan option given on the homepage of the website.
- Now a new page will open in front of you in which you have to click on the Apply Now button, after which its application form will open in front of you.
- Application form in which you will have to enter your personal information such as your name, address, mobile number, date of birth, etc.
- Then you will have to submit that form.
- Then your phone will be checked and a bank representative will contact you and collect all the documents from you.
- Yes, then all the documents will be checked and if you are eligible for a personal loan, you will get the loan.
Important Links
| Yes Bank Personal Loan | View |
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