Bank of Baroda Personal Loan Eligibility 2025: Bank of Baroda is giving loans from Rs. 50000 to Rs. 10 lakh on Aadhaar card, apply for Bank of Baroda loan in this way. In today’s time, the needs of people are constantly increasing. Many people want to take loans. Bank of Baroda gives loans at low interest rates. Whether a poor person or self-employed, in this article, we will explain how to get a personal loan from Bank of Baroda.
Bank of Baroda Personal Loan Eligibility 2025
BOB Personal Loan Bank of Baroda is providing loans from Rs. 50000 to Rs. 10 lakh on Aadhaar card, important steps for approval and disbursement, required documents, interest rate, income, complete information about eligibility criteria is given below in this post.
Bank Of Baroda Personal Loan | Bank of Baroda Personal Loan
Dear Aadhar readers, you can apply for a personal loan online from Bank of Baroda. You must have a Bank of Baroda account and your Aadhar card and bank account must be linked to your mobile. This way you can easily receive an OTP and avail the loan benefits.
Bank of Baroda Personal Loan Information:
Bank of Baroda offers personal loans to both salaried and self-employed individuals. The application process is simple and online. The loan amount is disbursed quickly after approval.
Documents required for Bank of Baroda Personal Loan
- Aadhar card
- PAN card
- Identity proof
- Proof of income
- Bank passbook
- Mobile number
- Email ID
Bank of Baroda Personal Loan Approval and Disbursement
If you meet the eligibility criteria, your loan will be approved. The loan amount will be deposited in your bank account within 2-3 days.
Eligibility for Bank of Baroda Personal Loan
Age: The applicant’s age should be between 21 and 60 years.
Income: The applicant must have a good and regular source of income. For salaried individuals, the minimum monthly income should be Rs. 15,000. For self-employed individuals, the minimum monthly income should be Rs. 25,000.
Credit Score: Applicant must have a credit score of 750 or higher.
Loan Amount: The loan amount can range from Rs. 50,000 to Rs. 10 lakh.
Interest rate: The annual interest rate ranges between 10% to 16%.
Repayment term: The repayment term can be between 12 months to 48 months (4 years).
How to apply for BOB Personal Loan 2024?
- To apply for a Bank of Baroda personal loan, one should go to the website https://www.bankofbaroda.in.
- You will find the “Loan” option on the Bank of Baroda website, click on it.
- Bank of Baroda Personal Loan Click on the “Personal Loan” option, and then click on “Bank of Baroda Personal Loan”. Here,
- Click on the Bank of Baroda Personal Loan “Calculator” option, and then click on the “Calculate Now” option.
- Select the loan amount using the calculator.
- Bank of Baroda Personal Loan 2024 then click on the “Apply Online” option
- The Bank of Baroda personal loan application form will open in front of you in Khedut.
- Bank of Baroda Personal Loan 2024 Click on the “Final Submit” option.
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