Axis Bank Personal Loan 2025 : Complete information about Axis Bank Personal Loan, Axis Bank Personal Loan Interest Rate, Axis Bank Personal Loan Online Application, Axis Bank Loan Application Process, Axis Bank Personal Loan Required Documents, Axis Bank Personal Loan Details, Axis Bank Loan Interest Rate etc. is given below.
Axis Bank Personal Loan Applicable, Axis Bank Personal Loan Interest Rate and Eligibility: Do you also need a loan and you cannot get it from anywhere? And if you are getting a loan, it is of 10 thousand or 20 thousand rupees but you need more money, in such a case Axis Bank Personal Loan can be a good medium for you because from here you can get a loan from 50,000 rupees to 40 lakh rupees.
Axis Bank Personal Loan does not necessarily mean that you will get only Rs 40 lakh, you can get Rs 5 lakh or Rs 10 lakh. How much loan you will get depends on your credit score and many other factors, only then it is decided how much loan you will get and at what interest rate.
Today we will learn how to take a loan from Axis Bank Personal Loan , i.e. how to apply for a loan, how much loan you get from here, at what interest rate you get a loan, what necessary documents are required to take an Axis Bank personal loan and most importantly, who gets a loan from here and who does not, we will know complete information.
Axis Bank Personal Loan 2025
| Axis Bank Loan | Information |
|---|---|
| Loan amount | Up to 4 million |
| Loan repayment time | 12 months to 84 months (up to 7 years) |
| Application process | Online |
| Processing fees | Up to 2% of loan amount + GST |
What are the benefits of Axis Bank personal loan?
If you also want to take a personal loan from Axis Bank, then there are many benefits that you should know, which are as follows:
- No collateral of any kind is required i.e. no need to guarantee/mortgage anything.
- You can easily apply for an Axis Bank personal loan online without visiting any bank branch.
- You get a good time to pay loan EMIs.
- Low-interest loans are available.
Axis Bank Personal Loan Eligibility Criteria
Talking about Axis Bank Personal Loan, there are some eligibility criteria that you must fulfill and only then you can get a loan from here which are as follows:
- The loan applicant must be at least 21 years of age and above.
- If an Axis Bank customer wants to take a loan, he should have a job with a salary of at least Rs 15,000 and anyone who is not an Axis Bank customer should have a job with a salary of at least Rs 25,000.
- The loan applicant must have a good credit score.
- There should be no existing loans outstanding.
Axis Bank Personal Loan Required Documents
If you also want to take a loan from Axis Bank Personal Loan, you need to have some necessary documents, which are as follows:
- Fill out the loan application form.
- Passport size photo (must be recent, not old)
- KYC Document: Passport ID / Voter ID Card / Aadhar Card / NREGA Card (Any one of these)
- Proof of Birth: Aadhar Card / PAN Card / Birth Certificate / Driving License / Passport / School Certificate (Any one of these)
- Proof of signature: Passport / PAN card / Bank verification etc. (any one of these)
- Income Proof: 3 months salary slips, latest Form 16, 3 months bank statement (including salary)
At what interest rate does Axis Bank offer loans?
Talking about the interest rate of Axis Bank loan, it starts at 10.75% per annum. The interest rate you will get is determined by looking at your credit score, your past record and many other things.
Axis Bank Personal Loan 2025 Apply Online
You get 2 ways to get a loan from Axis Bank, the first is online and the second is by going to an offline bank. The online process we are going to talk about is because in this you do not need to go anywhere or run. Here is how to apply for a loan and what things to keep in mind:
- First of all you have to go to the official website of Axis Bank.
- In the header menu above, you will see Personal written, click on it.
- After this, scroll down a little and click on Personal Loan.
- Now click on the Apply Now option.
- After this, you have to login by entering your mobile number (keep in mind that you enter the same mobile number that is linked to your Aadhaar card
- After this your KYC will be done, whatever information is asked from you, you will have to write it correctly and whatever documents are asked, you will have to upload them like PAN card, birth certificate etc.
- After doing all this, your loan offer and interest rate will be determined.
- After this you will have to submit the loan application.
- After doing all this, as soon as your loan is approved, the loan amount is transferred to your provided account number.
Important Links
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