Aadhar Card Personal Loan: Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 If you urgently need money and your relatives or friends cannot help, don’t worry — now you can get an instant personal loan using your Aadhar Card. No need to visit the bank, submit piles of documents, or look for a guarantor. With just your Aadhar Card and PAN Card, you can apply for a loan up to ₹4,00,000 and get the amount directly credited to your bank account.
Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 An Aadhar Card Loan is a type of instant personal loan where your Aadhar card acts as your primary identity and address proof. Many NBFCs, digital lenders, and loan apps in India offer loans based on Aadhar verification through e-KYC.
You can use this loan for:
- Medical emergency
- Education expenses
- Travel or marriage
- Home renovation or any personal need
Eligibility Criteria for Loan on Aadhar Card
Aadhar Card Personal Loan Before you apply for an Aadhar card-based loan, make sure you meet these requirements:
- Age: 21 to 60 years
- Minimum monthly income: ₹15,000 or above
- Income source: Salary, business, or any regular earning
- CIBIL Score: Good credit history (above 650 recommended)
- Valid documents: Aadhar Card, PAN Card, and income proof
Documents Required for Aadhar Card Personal Loan
To get an instant personal loan using your Aadhar Card, you will need:
- Aadhar Card (for ID & address proof)
- PAN Card
- Income proof (Salary slip or bank statement)
- Passport-size photo
- Active email ID & mobile number
EMI Calculation for ₹4 Lakh Loan (At 1.5% Interest Per Month)
- 3 Months ₹1,37,353 / month
- 6 Months ₹70,210 / month
- 9 Months ₹47,843 / month
- 12 Months ₹36,672 / month
How to Apply for Loan on Aadhar Card Aadhar Card Personal Loan Loan on Aadhar Card – Get ₹4 Lakh Instant Personal Loan Apply Online 2025 Follow these simple steps to get your instant loan
Once approved, loan amount is credited to your bank account instantly!
(or any trusted loan app from Google Play Store)
Open the app and register using your mobile number
Enter your PAN details and verify with OTP
Complete your online e-KYC using Aadhar card
Fill out required loan details – amount, tenure, and EMI plan
Submit your application for approval
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