Aadhar Card Loan: Today is the digital age. In the past, loans had to be applied for on various papers, but today computers have replaced them. Friends, in today’s rapidly changing era, everyone needs money. Sometimes money is needed for some business or trade. Today, there are many banks and applications that provide loans. So today we will get information about loans that provide such services digitally. Friends, today we will get information about Aadhar Card Loan.
Aadhar Card Loan
Aadhar Card Loan : Dear readers, if you are going through any financial problem and you need urgent money, then you can easily get a loan of up to Rs. 50,000/- through the Aadhar Card Loan Scheme. Through this article, we will tell you how to take an Aadhar Card Loan. This article explains the entire process of taking a loan with Aadhar Card.
Highlight Point
| Article name | Aadhar Card Loan : Get a loan of up to Rs. 50,000/- through Aadhar card at home |
| How much instant loan will I get? | Up to Rs. 50,000/- |
| Which banks or companies offer loans? | Buddyloan, Kotak Mahindra Bank, Tata Capital, InstaMoney, MoneyView અને Navi |
| How to apply? | Online |
What is the eligibility for Aadhar Card Loan ?
There are certain eligibility criteria to get an Aadhar Card Loan. You should have the following qualifications.
- To get this loan, the applicant’s age should be between 21 years and 60 years.
- To avail this loan, the CIBIL score should be 750 or above.
- The minimum monthly salary should be Rs. 15,000/-.
- Aadhaar card should be linked to your mobile number.
- The applicant should not have been declared bankrupt or a fugitive from law by any bank.
Interest rate on Aadhar Card Loan
The interest rate on loans obtained through Aadhaar card is fixed. It is usually the same as a personal loan. Usually, this interest rate ranges from 10.50% to 14%. This interest rate may vary depending on the bank or institution from which you are taking the loan.
Important documents to get Aadhar Card Loan
To get a loan through Aadhaar card, you must have the documents required for the loan application. Information about all these documents is given in the list below.
- Applicant’s Aadhaar card
- Mobile number
- PAN card
- Passport size photo
- Bank account passbook
- Salary slip
- Form 16 (if any)
Note:- If a person does not have a PAN card, then in this situation he can also use a driving license, voter ID card or passport.
How to apply for Aadhar Card Loan online?
- If you have also decided to get a loan through Aadhaar card, then you will have to apply for it online. For which you can apply online in the manner given below.
- First, decide which bank or company you want to take a loan from.
- Banks or companies that offer Aadhaar card loans include Buddyloan, Kotak Mahindra Bank, Tata Capital, InstaMoney, MoneyView, and Navi , among many others.
- Go to the official website of this company or bank.
- Click on the menu called Aadhar Card Loan/Personal Loan on the home page of their website.
- Now a new page will open in front of you, in which information like your name, mobile number, date of birth, Aadhaar card number, PAN card etc. will be asked.
- Fill out all your information online.
- Now you open the next tab.
- Select the loan amount and term on this page.
- Now your documents and eligibility will be checked by the relevant bank or institution.
- Your loan application will be approved after reviewing your documents.
- If found ineligible, your loan application will be rejected.
Through this simple process, you can get a loan of up to Rs. 50,000/- sitting at home for Aadhar card for each loan.
Who gives Aadhaar card loans?
These loans are offered by many banks and online applications. The most popular names are as follows.
Important Links
Thanks for visiting this useful post, Stay connected with us for more Posts. Visit every day for the latest offers of various brands and other technology updates.