Kissht Instant Loan Application: Get a loan of Rs. 1 lakh through Aadhaar card.

In the current digital age, most of the services are being done online. New services are also coming up in the banking sector. Now, even without going to the bank, a bank account can be opened online. Similarly, friends, nowadays, loans can also be obtained through mobile applications. So today we will talk about one such application. The name of which is Kissht Instant Loan Application . Let’s get all the information about it.

Kissht Instant Loan Application

This Kissht Instant Loan Application provides online services. This application whose name is Kissht Instant Loan App . With this app you can get a loan from your mobile. You can get a personal loan up to Rs. 100000 by doing KYC in a few minutes through your mobile.

Get a personal loan from home by phone or buy any product on EMI . The information provided about Kissht Loan App is for informational purposes only, and you should consult your financial advisor before applying for a loan.

Highlight Table

SubjectInformation
Name of the loan applicationKissht Instant Loan Application
Loan amountRs. 1000 to 1 lakh
Time to get a loan5-10 minutes (after KYC is completed)
Documents required for a loanPAN card, Aadhar card, bank statement or salary slip, mobile selfie
Loan eligibilityIndian citizen, age 21-55, monthly income Rs. 12,000+
Benefits of loansLoans without collateral, EMI options, fast approval
Interest rate24% per annum (may vary as per CIBIL score)
Fees and chargesProcessing Fee: 2%, Interest: 25%, GST: 18%
EMI Option3-24 month period
Steps to take a loan in practiceKissht App Download -> Sign Up -> KYC -> Loan Application -> Loan Approval
Purchase via EMIShop via EMI on 50+ ecommerce sites including Flipkart, Amazon, Zepto, Messo
ContactPhone: 022 62820570, Whatsapp: 022 48913044, Email: Care@kissht.com

Important features for using Kissht Loan App

How many features are there to use this application. Which are as follows.

  • You can get a loan from home via mobile through this application.
  • Through Kissht Application, loans ranging from Rs. 1000 to Rs. 1 lakh can be availed.
  • No guarantee will be given for the loan.
  • There is no need to provide any income proof or salary slip for the loan.
  • This application allows you to apply for a loan online in 5 to 10 minutes.
  • This app has a credit line available for Cash Loan, Consumer Loan, and Credit Line Loan.
  • You will be able to reuse the repaid loan and do not need repeated approval.
  • There are repayment options of 3 to 24 months after getting the loan.
  • 100% digital process, no need to provide any documents.
  • Small and easy EMI options are available for loan repayment.
  • Products can be purchased in EMI on sites like Zepto, Amazon, Flipkart, and Messo using the Kissht Instant Loan Application.
  • This app is approved by RBI.
  • Bank transfer options are available with debit card, net banking, UPI.
  • Timely repayment increases CIBIL score, which makes it easier to get more loans in the future.

What is Kissht Application ?

Kissht Application is a Fintech Lending platform. Which can be installed from Google Play Store or App Store. Personal Loan, Consumer Loan and Credit Line Loan can be availed using Kissht Loan Application. The registered name of Kissht Application is “ONEMi Technology Solutions Pvt. Ltd.”

Eligibility for getting a loan

Before applying for a loan through Kissht App , it is necessary to check your eligibility. Follow the criteria given below to check your eligibility for a loan:

  • Must be an Indian citizen.
  • The applicant’s age should be between 21 and 55.
  • At least Rs. 12000 per month should be the monthly income source .
  • Must have a good CIBIL Score .
  • Aadhaar card number should be accompanied by a mobile number.
  • There should also be internet banking along with a savings account.
  • Check if your city is included in this Kissht Loan Application to get a loan .

Documents required for a loan from Kissht Loan Application

To get a loan from this loan application, you must have the following documents.

  • Identity document : PAN card
  • Address Proof : Aadhar Card
  • Proof of income : Bank statement or salary slip
  • Your mobile selfie (live)

Interest on Kissht Instant Loan App :

Kissht offers you loans at an annual interest rate of up to 24%. If you have a good credit history , the interest rate may be lower. If you have previously defaulted on your loan, the interest rate may be higher.

How to get a loan from Kissht Application ?

Below is information on how to get a loan from this mobile application.

  1. First, download and install the Kissht App from Google Play.
  2. Then sign up with your mobile number.
  3. Then submit KYC documents in your profile.
  4. Verify eligibility.
  5. Accept the loan agreement .
  6. Now fill in your bank details.
  7. The Kissht Loan App team will provide the loan after verifying your details

Important Links

Kissht AppView

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